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Opinion
Opinion
Can I use this government scheme to help my kids buy a house?
Your children will receive an inheritance one day – it will be much more useful and impactful now than in 20-odd years.
- by Paul Benson
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Opinion
Opinion
I’m recently divorced. Should I pay off my mortgage or boost my super?
There are two simple things you need to aim for at retirement: enough money to live on and a property to live in. Working out which to prioritise can be hard.
- by Nicole Pedersen-McKinnon
Opinion
Opinion
Are we too old to buy a few investment properties?
While it’s never too late to start investing, there are a few crucial considerations to keep in mind before you buy an investment property.
- by Noel Whittaker
Opinion
Opinion
Should we borrow $500,000 and invest it in shares?
Borrowing to invest is certainly a key wealth creation strategy, but it all comes down to your appetite for risk.
- by Paul Benson
Opinion
Pension
Does ATO need to know how I spend my pension?
While all regulated super funds have to report members’ pension payments to the ATO every three months, what happens when you manage your own super?
- by Noel Whittaker
Opinion
Opinion
Can my investment windfall let me take more time off work?
Using your investment income so you can work less and spend more time with your family can be a smart move. But you need to think through the pros and the cons.
- by Paul Benson
Opinion
Opinion
Can you withdraw a loved one’s super after death to save on tax?
It’s important to clarify strategies to save on superannuation “death tax”, as there are certain methods that will not work after death.
- by Noel Whittaker
Opinion
Opinion
Should I boost my super or pay off my mortgage?
Owning a roof over our heads and being debt-free in retirement is a common goal. But doing so can come at the expense of extra earnings.
- by Paul Benson
Opinion
Opinion
Can I open a super account for my young grandson?
Helping kids with their super can mean you’ll run into some hurdles.
- by Noel Whittaker
Opinion
Opinion
Can we put our rental income back into super?
There are no limits on adding to your super until you hit a certain age, but there’s a question of why you’d want to.
- by Paul Benson
Opinion
For subscribers
How do I avoid my kids being taxed at 66%?
Children are taxed at a much higher rate than adults, but this won’t apply to their own earnings.
- by Noel Whittaker